How to Write a Marketing Resume That Will Help Land Your Dream Job

How to Write a Marketing Resume That Will Help Land Your Dream Job Writing a marketing resume isn’t easy. If you consider yourself a writer by trade, that sentiment might feel ironic. But, it’s true. Summarizing your history and skills in one page is tough, especially when your future career prospects hang in the balance. No pressure or anything, though. Fortunately, it’s a skill you can develop. This post is geared toward the following folks: College students and recent graduates looking for internships and entry-level jobs. Experienced marketers applying for their next opportunity. Marketing managers and HR professionals researching what to look for when hiring various marketing roles. Get ready to learn more about resuming writing than you might have thought you need to know. How to Write a Marketing Resume That Will Help Land Your Dream Job by @Ben_via Table of Contents: A Story Free Marketing Resume Template Are Resumes Still Important? What Makes Getting Yours Noticed So Difficult? What Does An Effective Resume Look Like? Planning Your Resume Formatting Your Resume Writing Your Resume Writing a Content Strategy Resume Writing a Social Media Marketing Resume Writing a Marketing Manager Resume Writing a Copywriting Resume Writing a Product Marketing Resume Writing a Public Relations Specialist Resume Writing an SEO Specialist Resume Writing a Marketing Project Manager Resume Writing a Paid Search/Social Resume Consider Creative Resume FormatsBut First, A Story †¦ When I was in college, I was worried I wouldn’t find an internship, nor a full-time job following that. The economy was down and prospects were slim, so getting a foot in the door didn’t look particularly easy. I had also never written a resume before, and given the circumstances, I knew mine needed to be good. Fortunately, I did have some relevant experience built up from working at the student newspaper, tutoring, and various freelance gigs. After doing extensive research online, I did my best to put one together would convince a hiring manager I deserved an opportunity. In order to make sure my efforts were up to par, I made an appointment at the university career center for a resume review. I thought they’d tear it apart, tell me everything that needed fixing, and send me on my way, ready to spend more time polishing it up. Instead, something else happened. After reading through my cover letter and resume, the student advisor looked up and said, â€Å"This looks really good. In fact, we’re going to use this as an example for other students to follow. Nice work!† That wasn’t the response I expected, but I was glad to take it. This is a 100% true story, and I’m not sharing it to boast, either. Instead, Im sharing this experience to show that  getting the job you want in this industry is an attainable goal. And it all starts with your resume. Steal My Marketing Resume Template Since then, I’ve used roughly the same template for every job I’ve applied for. It’s gotten me several internships, and all three of my full-time jobs in the industry (in ecommerce, at a mid-sized agency, and now at ). There’s nothing fancy about it, but it’s clean, clear, and it works. I’ve also adjusted it slightly to better fit different needs and experience levels. Here’s everything the bundle includes (each one is included in both Microsoft Word and iWork Pages formats): Marketing Internship Resume Template Entry-Level Marketing Resume Template (Less Than 2 Years Experience) General Marketing Resume Template (2+ Years Experience) Marketing Manager Resume Template (8+ Years Experience) Download the whole bundle now. Itll help you save time on formatting, so all you need to do is fill it in. Job hunting for your next marketing opportunity? Snag these free #marketing resume templates: Are Resumes Still Important? In a word, yes. While LinkedIn is a vital tool for demonstrating your skills and expertise, hiring managers still typically want to see a resume. It’s a big part of making a good first impression, so it’s important to get yours right. What Makes Getting Your Resume Noticed So Difficult? Hiring managers often have too many to look at. Most of the time, it really is that simple. According to Time, that’s why the average resume only gets looked at for six seconds. In order to stand out, you have to make yours look exceptional. Avoiding Resume Mistakes There is nothing worse than sinking hours into the perfect job application, only to have your efforts undone by unforced errors, like typos (this is especially important for marketers and writing-based roles). From not catching spelling errors to failing to tailor your resume to the role you’re applying for, Thomas Frank  does an excellent job of summarizing what not to do in this video: What Does an Effective Resume Look Like? It’s easier to replicate success when you have an example to follow. This template is closely based on one I created myself in college, and have used for the past decade. It’s clean and simple, but it has worked well in my experience: Here's how to write and format an effective #marketing resumeLater, toward the end of this post, you’ll also see examples from around the web, tailored toward specific marketing disciplines. Depending on the type of role you’re applying for, the format might need to change slightly, or highlight different types of skills. Planning Your Resume Before you start writing, it’s a good idea to prepare all the information you’ll need. You’ll need to round up previous work-related experience, contact references, summarize your strengths, and more. Know Who Will Be Reading Your Resume Every resume you send should be tailored toward the job you’re applying for. Generally, it’s a good idea to create one generic resume that you can adjust depending on the company or role you’re targeting. This doesn’t have to be rocket science. Start with these tips: Read the company’s website. This will give you an idea what they’re like. Research the company. What can you find out about them from news articles, blogs, or other third-party sources? Give their front desk a call or send an email. When it comes time to write a cover letter, it helps to address it to the right person. Find out who that is by making a quick inquiry (if that information isn’t easily available on a job listing). Recommended Reading: How to Find Your Target Audience and Create Content That Connects Assess Your Strengths Know what sets you apart as a candidate. Everyone is unique and possesses individual talents. Understanding them can help guide your career by emphasizing what you’re best at. If you haven’t before, it’s worth taking the StrengthsFinder self-assessment test. It’s a book that comes with a code you can use to login to a web-based survey that will help you better understand your strong points. This short video summarizes how it works: The marketing teams at recently took this test. Here’s what I learned: Having strengths in things like learning, ideation, and strategy are extremely useful for creating educational marketing content. Makes sense, right? I just wish I would have taken it sooner. Recommended Reading: How to Structure Modern Marketing Departments for Success Round Up References and Employment History If you’re new in your career, this may be a challenge if you don’t have much experience to lean on. When you submit a resume, include references on a separate sheet. Include the following information for each person: Name Company Job Title Phone Number Email Address Make sure you have permission to list each person on your application, so they aren’t surprised to get a phone call about you. Using people as references without permission is a major faux pas. Location. Location. Location. This step matters most if you’re applying for a job in another state or city, and will need to relocate. There are varying schools of thought on this, but this post will argue it’s best to be honest. Consider the following: If the job is within a commutable distance, use your own address. If you’d need to travel a longer distance for an interview, state that in your cover letter. If you can, consider using a friend or relative’s address in the city. Formatting Your Resume So, what should this thing look like? It’s an important question, and there are a handful of minor tweaks you can implement to improve formatting. Step 1. Pay Attention to Font Choices There are two types of fonts to pay attention to here: serif  and sans-serif. The graphic below illustrates the differences between the two: Source: Source: https://www.quora.com/What-is-the-difference-between-serif-and-sans-serif-typefaces There are key differences between serif and sans-serif fonts, and how they affect readability: According to Harshita Arora, sans-serif fonts offer a slight boost in readability. That’s why I used a sans-serif font on mine. Too many fonts is considered a negative for readability. Again, mine only uses one font (just in different formatting and sizing here and there). Using serif fonts isn’t going to ruin your resume if you’d really like to use them. You’ll probably still get hired. But, for ease of reading and skimming, limit yourself to two fonts, and lean toward sans-serif. Recommended Reading: How to Work With Designers With Authentic Advice From 's Designer Step 2: Consider Narrower Margins for Wider Sentence Length Resumes need to include a lot of information in very little space (ideally, within one page). One way to squeeze in more detail about yourself while retaining a clean look is to use narrow margins. This helps you fit more text per line. If you’re using Microsoft Word, you can easily set wider margins by clicking on the Layout tab: Next, click Margins. Then, select Narrow: This is how the template included in this post sets its margins. Step 4: Use Bold Text Selectively Bolded text can help important elements of your resume stand out. Consider bolding items such as: Your college and major/minor. Previous companies and job titles. That’s about it. Too much bolding can easily look obnoxious. Writing Your Resume You’re finally ready to start doing some actual writing. Here’s how to make sure you nail it. Step 1: Put Your Contact Information at the Top A hiring manager will need to know the best way to contact you, and where to find more information about yourself and qualifications. Make their job easier by including each of these items: Name: Include your full name. Street Address: See the previous tip on location. Email Address: Use something that sounds professional. yourname@gmail.com  looks better than party_guy_2000@yahoo.com  or something else embarrassing. Twitter Bio: This is considered essential for a good number of marketing jobs. Only share it here if you tweet about topics relevant to marketing, or the company’s industry where you’re applying. Portfolio: If you have an online portfolio, add a link here. You can also replace this with a blog or personal website URL, if it’s relevant to marketing. Some of this information is obvious. Other things like Twitter bios and portfolios, though, can be small enhancements that help you stick out as a candidate (as long as your social media presence is relevant and your portfolio is up to par). #Marketing #resume tip: include your contact information (along with your Twitter handle and...Step 2: Next, Include Your Education History In most cases, this will mean your college or university. Only list your high school if you didn’t attend college (no judgment hereI know people who have done well in digital marketing without attending or going into post-secondary education). Include the following: The type of degree you received: This means a Bachelor of Arts (BA) or Bachelor of Science (BS), Master of Arts (MA) or Master of Science (MS, or an Associates (AA). Your major and minor: This may be formatted differently depending on the details of your degree programs. For example, my degree was in Mass Communications, with an Emphasis in Print Journalism and Public Relations. Next, list your college:  Also include the month and year you graduated (or plan to graduate). A word about grade-point averages: in my experience, most marketing hiring managers don’t prioritize them. While high academic achievement reflects well on your work ethic, it’s your skills that are going to get you hired. So, should you bother listing your GPA? If your GPA is particularly strong, or you earned academic honors, then include them. Plus, if you’re in college and applying for a highly competitive internship, an employer may set a GPA threshold for applicants. If your grades weren’t great, you’re not doomed, as long as your portfolio demonstrates talent. Recommended Reading: How to Create an Awesome Online Course By Repurposing Old Content Step 3: List Professional Awards If you’re active in your community, or have a little bit of work-related experience, you may have been recognized for your efforts. Some examples might include: Academic honors for high-performing marketing students. Awards from professional or student organizations. Business and civic associations. Even if its not directly related to marketing, any sort of educational, business, or professional development awards you’ve earned are great ways to help you stand out. Step 4: Include Previous Speaking Engagements If you get the opportunity to speak at an industry event, take advantage of it. It’s a great way to share your knowledge, and you often learn more about your topic by trying to explain it to others. They also show a willingness to volunteer your time to help others, and indicate a high level of competency in the field. Don’t have anything to put here? No worries. Just consider this tip something to think about. Have you spoken at an industry event? Include details on your resume.Step 5: Lay Out Your Most Relevant Technical Skills Once the general â€Å"about yourself† content is completed, it’s time to get down to your capabilities. If you’ve gone through college, have some work experience, or have a relevant side hustle, then you have some skills. However, it’s important to prioritize the ones that are most relevant to the job you’re applying for, and the ones where you’re most proficient. Here are some examples of skills you might need: Writing. Research. Proficiency with Word, Excel, and PowerPoint. SEO. Data analysis. Branding. Campaign strategy. HTML/CSS. Adobe CC (Photoshop, Illustrator, etc.) This is a general list, but you get the idea. The specific skills you might need to develop or highlight will depend on the specific type of role you’re applying for as well, which this post will cover later on. Now, what if you’re making a career change and don’t have what you think is relevant experience? In that case, it’s time to get creative, and determine how your existing skill set might transfer. Here are some examples: Are you a skilled researcher? Has your past work experience required a heavy amount of writing or design? Do you know how to analyze data and extract meaningful insights from it? Is project management and organized teams an area of strength for you? Recommended Reading: The 48 Most Essential Marketing Skills You Need to Be Successful in 2018 Step 6: List Your Professional Experience Here, start with your most recent relevant job position. Then, work your way backward chronologically. If you have too many to list, or if you’re applying for a senior role where you have lots of experience (say, maybe 10 years or more), then consider adding a second page to your resume. Otherwise, choose other areas to trim down, or include just your top three or four jobs. Be sure to include: Company. Job Title. Employment Dates. Once you have the basic information out of the way, add your responsibilities and accomplishments. While a hiring manager will want to know what you had on your plate at a past job, they’ll be more impressed with what you actually achieved. So, make your experience stand out by doing this: Make it clear how your work positively impacted the business. Use statistics. â€Å"Increased traffic by 75% and conversions by 8%† sounds better than â€Å"Increased traffic and conversions.† Illustrate times where you’ve shown initiative. Maybe there was a problem you solved, or a major win you scored for the company without being asked.

What to Do With Short Stories

What to Do With Short Stories Recently I received a simple email from a reader who stated she wrote mostly short stories, and she had no clue what to do with them. She felt the day of the short story was over, and that hers had no chance of being published. She also asked how to make any money with them. These days, short writing is often interpreted as free to read, and she wanted to make a dollar or two from her effort. I understood her frustration and desire. Immediately, I asked her how many publications did she buy each year that catered to the short story. She could count them on one hand. You can guess my response to that. If shes not supporting the short story market, how can she expect to make money from it? Same goes for poetry, mysteries, sci-fi and the rest. {Okay, rant over.) From there, I suggested the following methods to earning income from short stories: 1) Contests In case you are new to FundsforWriters, I post many contests, and only those that pay $200 or more. Short story competitions are popular in the contest world. They usually charge entry fees, which are used to fund the prize money and cover expenses of judges and online promotion. Try to work one a month into your regimen. Contests are no different from submitting to editors. You risk rejection, but you also play the odds of being discovered and published in addition to putting a few dollars in your pocket. 2) Self-pub shorts on Amazon Self-publishing isnt just for novels or how-to books. Whats great these days is that you can sell ebooks, e-shorts, or chapbooks online, regardless of word count. Your short might not make more than 99 cents, but its read, and youre on your way as a short story author. 3) Magazines and anthologies These calls for submissions dont holler loud, so youll need to pay attention to venues like FundsforWriters to find them. Of course you need to sign up for FundsforWriters, and preferably TOTAL FundsforWriters as well. (See https://fundsforwriters.com/total-subscription-special/ But here are some markets to help your efforts: http://thewritelife.com/where-to-submit-short-stories/ amazon.com/Novel-Short-Story-Writers-Market/dp/159963841X/fundsforwriters sfwa.org/category/information-center/advice-for-new-writers/where-to-submit/ http://thereviewreview.net/publishing-tips/show-me-literary-magazines-pay 4) Crowdfunding Do you have a short story project in mind? Pitch it in a crowdfunding campaign at Kickstarter.com , Indiegogo.com , Pubslush.com , Unbound.co.uk or any of two dozen others. These are the most common and reliable for authors. Study the successful campaigns and learn from the masters. Earn money for your project and build a following at the same time. Short people rock!

Program for clients who have an ACL tear Research Paper

Program for clients who have an ACL tear - Research Paper Example The buildup of glucose in blood results in malfunctioning of the body cells. Excess sugar in the blood may also result in damage to the nerves and blood vessels, especially the small vessels supplying the eyes, kidneys, and heart. Damage to these vital connective tissues causes hardening of the arteries and atherosclerosis. Sometimes such patients end up developing a life threatening complication called diabetic coma. Diabetic coma results when the patients become dehydrated and very ill. A rise in sugar level in the blood can result to frequent urination that causes dehydration. Symptoms of type 2 diabetes usually present as excess thirst, constant hunger, and frequent micturation. Type 2 diabetes mellitus is managed through exercise and dietary changes. Metformin is administered in cases where the blood sugar level is not adequately controlled. Type 2 diabetic patients should have a stress-free life. They are to take breaks at their place of work and try doing exercises such as yoga, pranayama, breathing exercise, and other music therapies. Such exercises are essential in the management of stress. Exercise the best decision for a diabetic person. Varieties of benefits achieved from exercising include; control of the sugar level, burning of cholesterol, improving muscle strength, and decreasing the blood pressure. It also boosts energy and control stress. Exercises such as walking make the muscles and heart stronger. Walking or jogging three to seven days a week for 100 minutes or 3 days a week for 80 minutes is recommended. Weight lifting in a gymnasium, three days a week is also effective (Tuomi, p. 20) The patients need to take well-balanced meals and avoid jaggery and sugary meals. The patient should be allowed to carry sweets when out training. Sweets are consumed in situations where the blood sugar level moves below normal. They are not to miss exercise programs. Exercise helps the body to sense

International Migration and Ethnic Relations Coursework

International Migration and Ethnic Relations - Coursework Example Racism is a product of stigma. Stigma changes the way people relate to one another, it may also reflect the way the whole society relates with the stigmatised person or group. The difference has cause from the different races or tribes and social classes. This process is all around the way they have exclusion from the social activities and interaction. These activities include games like football, hanging out in public places together or even dating. This exclusion is discrimination, prejudice or a process mediated institutionally. Racism in the western culture has a long history and it dates back in time memorial. Designation of racial i.e. terms have been used to disseminate power and in the oppression of people. The designation ‘Negro’ was one of the terms used to describe the black Americans. These designations collect a baggage to become terms of discrimination and abuse or one that would otherwise be offensive to the people or person with such reference. In Britain ‘coloured’ is a term used to refer to disparagement of some kind, in Canada, the term ‘people of colour’ is an accepted term to describe certain groups of persons. The designation term ‘black’ used to be a stigma term until the movement of the black power reversed it in the 1960s. People belonging to racial groups or the racial groups themselves are not stigmatised at all, the terms used to describe them is what makes it so stigmatising. The context in which the terms are used is even more discriminating than the term itself. When the term white and non-white are used, the latter term describes something that the former lack. White implies purity in the genetic makeup, with no contamination of the black. Racial difference stigmatisation also has use in other contexts. The term ‘Turk’ also has explanation twice in the English language, a group of turkey or national turkey. Equally, it means someone who is very hard to manage. Our t hought may not be as conscious as the dictionary but woven for easy assumption of the meaning of words to refer to one thing to express how we feel about people. Sometimes referring to people as Turk is discriminatory and causes stigma. Racism and discrimination is not hard to identify, it is something that comes up in those who express it as soon as they contact those discriminated against. Something like skin colour e.g. the black and the whites, the black has identification by the eye, not much investigation need implementation to identify the excluded group. This is the reason why racial discrimination is an instant thing. The group of persons discriminated usually do not have a chance to express themselves among other people who do not belong to their own group. They are perceived to be less of importance. Therefore, they do not enjoy opportunities in the current competitive world. Their issues will lack quantification for quality by people who discriminate against them without looking at the fact that they come from a discriminated group (Goffman, 1968). Attributes of stigma, is discrediting and very extensive in nature that it sometimes referred to as a handicap or a shortcoming. It makes up a society that identifies itself socially without giving preference to the virtues of its members ( (Goffman, 1990), pg 11-12). Bibliography Goffman, E. (1990). Management of Spoilt Identity. London: Penguin Books. Goffman, E. (1968). Stigma:Notes on The Management of Spoiled Identity. London: Penguine Publishers. Question two Lentin and historicization of the race Racism dates back from the

Risks of youth internet use

Risks of youth internet use MURPHY 1 The internet and various social networking sites, specifically, have seen a surge in activity from adolescents and young adults in the past few years. Individuals, ages ten years old to thirty years old, are the main users of these social networking sites. These same individuals either view or post themselves involved in some kind of challenge game for the amusement of themselves or others. People see these games as fun and entertaining to watch; however, some of these games are very dangerous. Many of these individuals experience peer pressure at the hands of their friends and family to do these challenges. To determine how peer pressure and challenge games affect these people, we must define peer pressure, look at those who are the most susceptible, look at the evolution of these challenge games, and how these games can have detrimental effects on those who engage in them Peer pressure, or peer influence, is the persistent and persuasive verbiage or tactics used by a group of individuals known as a peer group to encourage other individuals to change their values, beliefs, or actions in exchange for acceptance into said peer group. According to Calvà ³-Armengol and Jackson, there are two types of peer pressure. One is positive and the other is negative. In the case of positive pressure, â€Å"the pressure exerted by one agent reduces the cost that other agents face for taking a particular action, thus encouraging other agents to take the action. Essentially, this is like subsidizing other agents’ activity. In the case of negative pressure, the pressure exerted by one agent increases other agents’ costs of not taking an action. That is, one way to encourage an agent to take an action is to make it more costly for him or her not to take the action.† Calvà ³-Armengol and Jackson states that positive and negative peer pressure have m ore nuanced differences and similarities. They also suggest looking at the intentions rather than the actions of the person. However, for the scope of this paper, we will look at the basic definition of negative peer pressure where one agent makes it costly for another agent to not take action. When considering those who are the most susceptible to peer pressure, several areas surface such as the person’s age, gender, socioeconomic status, and the atmosphere at the person’s home. Rihtaric and Kamenov places these factors into four different categories, â€Å"adolescent’s openness to influence, salience of peers who exert pressure, adolescent’s ability or opportunity to perform, and relationship dynamics.† Openness is chiefly a personality trait that determines a person’s willingness to try new things and have new experiences. Being open to influences is not inherently a bad thing; however, if left unmonitored or improperly monitored, the adolescent could experience negative effects in their personalities and their actions. The adolescent being open to influence could result in them being urged and encouraged to act in ways that they would not normally act. Adolescents with low will power will often conform and fall victim to peer pressure. According to Berk, due to school, jobs, and other factors, adolescents spend less time with close family members and more time with their peers. Adolescents often seek intimacy or psychological closeness, loyalty, mutual understandings, beliefs, and feelings from their peers. The peer group, then, strengthens with each criterion that the person meets. With the internet now being no more than a hands reach, finding friends on social networking sites often supplement actual friends. In some cases, to adolescents, these internet relationships are the closest adolescents have to actual friends. In other cases, these cyber friends are just as important as real friends are. Berk states that it is because of this closeness and the need to be close that increases the susceptibility in many adolescents for facing degrading racial and ethnic slurs, potentially harmful social experiences, sexually obscene remarks, and even peer pressure. To find the group that is the most susceptible, you must look at the individual’s attachment style. There are two different forms of attachment, secure and insecure. Those with a secure attachment style seem to have peer relationships that are low in peer pressure. This may be due to the more positive choices and influences that someone with a secure attachment has. â€Å"The results of several studies favor the assumption that susceptibility to peer pressure concerning misconduct could be higher among adolescents with insecure attachment.† (Calvà ³-Armengol Jackson, 2010) Susceptibility increases with the insecure attachment anxious type. For both males and females, susceptibility increases if they have anxiety about their relationships and the group’s perception of them if they do not go along with the crowd. Research has also shown that insecure attachment to peers or parents correlated with high alcohol consumption, cigarette smoking, and drug abuse among a dolescents. For males, there seems to be more openness to engage in misconduct than their female counterparts. There is an even higher chance to engage in misconduct if the male’s friends ask them to do so. Females are susceptible to peer pressure but not to the extent of males. Essentially, adolescents are the group that is most susceptible to deviant behavior and misconduct because of peer pressure and peer influence. This influence seems to be greater in males than in females. It is even greater if males or females experience anxiety about their social standing in their peer group. Challenge games are tasks where a person or groups of people perform some feat, often of stupidity, for the amusement of themselves and others. The ALS Ice Bucket Challenge is one of the more recent challenge games that brings awareness to Amyotrophic Lateral Sclerosis, also known as ALS or Lou Gehrigs disease, which is a debilitating progressive and degenerative neuromuscular disease. In this challenge, people were to record themselves dumping a bucket filled with ice water over themselves and nominating three other friends for the challenge or donating money to the ALS foundation. This fad spread like wildfire and almost every social media outlet filled with ALS Ice Bucket Challenge videos seemingly overnight. People posted these videos so that everybody could see exactly who has to do the challenge next. Those called out might not have had any money to donate or they did not want to be drenched in icy cold water. Those who received the challenge experienced peer pressure to donate or pouring water over their head. The pressure to perform came from them not wanting to seem insensitive to the goal of the ALS ice bucket challenge. Since this challenge was for charity, there was more of a receptive nature having multiple news outlets, athletic teams, schools, musicians, actors, and everybody in between performing the challenge. The ALS Ice Bucket Challenge is a harmless game; however, there are others with a higher chance to cause serious harm. There was the cinnamon challenge where the participant must hold a large amount of cinnamon in their mouths for a certain amount of time. Some people reported respiratory problems because of this game. Another game that many a pressured into is the knockout game. This was showcased in the media because children, most often adolescent males from low socioeconomic statuses and broken homes, in essence stalked a person, waited until it was clear, then ran up behind the person they were stalking and punched them as hard as they could. This often ended in multiple adolescents, predominantly male, going to detainment centers or jail. There are several more games of the likes of the Ice Bucket Challenge, Cinnamon Challenge, and the Knockout Challenge. All of the games vary in degree and severity. It could be as innocent as the ALS Ice Bucket Challenge or as severe as the Knockout Challenge. The common thread in all challenge games is the idea that to be a part of the collective, you must conform or do whatever they ask of you. This is especially hard for young adolescent, females, and especially males, who are the group that is most susceptible to peer pressure and influence. For both men and women, susceptibility to peer pressure often decreases with age and experience. This decrease in susceptibility comes from the development of more warm and positive relationships with people who exhibit low peer pressure abilities.

Financial Markets Assignment

FINANCIAL MARKETS & INSTITUTIONS ASSIGNMENT 1. Explain how interest rates decline following major Fed purchases of mortgage-backed securities. The FED implements quantitative easing by buying financial assets of longer maturity, e. g. , mortgage-backed securities, from commercial banks and other private institutions in order to inject a pre-determined quantity of money into the economy. This is a means of stimulating the economy and lowering longer-term interest rates further out on the yield curve; quantitative easing increases the excess reserves of the banks, and raises the prices of the financial assets bought, which lowers their yield.Graphically, this can be explained with the aid of Figure below. The supply of money is shifted from point 1 to the right (MS1 to MS2) and, all else equal, the new equilibrium point (with aggregate money demand curve) is at point 2, where the interest rate is lower. i i1 i2 AD1 MS1 MS2 Quantity of Money 2. What could be the implications of lower in terest rates for households and businesses? By implanting the policy of purchasing mortgage-backed securities, the FED has set its sight on increasing consumption and investment, which will ultimately increase employment.As described in question one Bernanke’s policy decreased interest rates to new record lows, encouraging borrowing for both businesses and households. The ability to borrow money at more attractive rates stimulates investment in durable consumer goods, such as automobiles, and in operational necessities such as buildings and capital equipment for businesses. Indeed, after the implementation of the policy mortgage applications increased significantly.Because of low interest rates households and businesses as investors could shift their preference away from bonds and into stocks. According to frbsf. org, the increase in stock trading volume has the effect of raising the value of existing stock portfolios, which in turn stimulates consumer and spending across the country due to the psychological effects of rapid capital appreciation. Lower interest rates can have negative effects on the value of the local currency compared to other currencies.As foreign investors dump their local-denominated investments in favor of more profitable currencies, exchange rates can shift to the detriment of the local currency. The weakening of the local currency serves to increase the attractiveness of local goods to foreign purchasers, which has the effect of boosting exports and international sales. All of the factors mentioned above have the combined effect of increasing productive output, or GDP, and increasing employment across a wide range of industries.As individuals, businesses and foreign investors are encouraged to spend more due to increased access to capital, higher portfolio valuations and weaker currency values, businesses in nearly every sector experience an increase in sales, often requiring them to grow their operations and employ additional la bor. However, there are some negative implications from this policy. Without a strong commitment to control inflation over the long run, the risk of higher inflation is one potential implication of experiencing real interest rates below the economy’s natural interest rate.Low interest rates provide a powerful incentive to spend rather than save. In the short term, this may not matter much, but over a longer period, low interest rates penalize savers and those who rely heavily on interest income. If short-term interest rates are low relatively to long-term rates, households and firms may overinvest in long-term assets, such as Treasury securities. If interest rates rise unexpectedly, the value of those assets will fall (bond prices and yields move in opposite directions), exposing investors to substantial losses.Finally, low short-term interest rates reduce the profitability of money market funds, which are key providers of short-term credit for many (large) firms, e. g. the c ommercial paper market. 3. Explain the Fed’s policy dilemma and try to rationalize why unemployment in the US is stubbornly high while inflation is low. Based on the theory of the Philip’s curve diagram we notice that there is an inverse relationship between inflation and unemployment. Stated simply the lower the unemployment in an economy the higher the rate of inflation.Philip’s Curve Inflation Unemployment The explanation of the inverse relationship between inflation and unemployment is based on two assumptions. The first has to do with the fact that as unemployment rises there is no room for workers and labor unions to demand an increase so a wage inflation that would increase the prices of the final products cannot occur. Secondly high unemployment is a reflection of the decline in economic output and indicates an economy’s slowdown. Therefore competition among firms in recession will lead the prices at lower levels.But this is not the case currently in the US since we observe high unemployment and low inflation. The FED is concerned about the unemployment rate and in an effort to stimulate the economy and improve the labor market conditions it started implementing the quantitative easing policy. So the FED purchased MBS, helped banks to rebuilt their balance sheets, contributed into maintaining price stability, preserved interest rates near zero for more than three years, and prevented the economy from slipping into greater recession. Despite all these efforts the situation in the labor market did not improve.Apparently the fact that unemployment is still very high depicts the limitations of the monetary policy. The low business confidence, policy uncertainty, and the government’s reluctance to act are beyond the FED’s capacity. What is more the infinite use of the quantitative easing may produce undesirable effects in the long run such as stagflation. The only optimal solution under these circumstances is the co ordination of the FED’s monetary policy with the government’s fiscal policy plan that could boost the society’s confidence. . Do you think that another round of quantitative easing (QE) by the Fed would help stimulate the US economy? Please explain. The FED declared that the use of QE will be aggressively continued until the economy is improved. The cash injections into the economy helped interest rates to remain at low levels. Consequently everyone wins from this decision in the short run; homeowners can borrow at historical low levels of interest rate, corporations can also take advantage of this act and invest, consumption increased and also the banks increased their profits and the stocks record a growth. So as long as the QE is active in the short run everyone is a winner. But in the long run things become vague. First of all historical evidence shows that despite the fact that interest rates may be at levels near zero it remains uncertain whether this wil l be the incentive to boost the actual economy. Secondly the fact that consumers will have more money to spend but fewer goods to buy might lead to a hyper inflation.Furthermore by repeating the use of QE is very possible to lead to a liquidity trap, unless the economy finds ways to stimulate production. Last but not least the FED’s decision to inject cash into the economy by purchasing MBS is questionable; Mortgage backed securities entail the risk of defaulting once again as they did in the real estate crisis and that would cost the Americans a lot more money repeating the history that started back in the September of 2001. To sum up the use of QE is indeed very effective but only in the short run.Short periods of economic recession can be avoided by stimulating the economy temporarily through cash injections but to maintain growth on the real economy we need to improve labor market conditions, productivity, innovation and bolster the economy’s confidence. So a combi nation of fiscal and monetary policy is the only way to prevent an economy from collapsing, and also is this is the only way to avoid a possible systemic risk that will negatively affect all the institutions and individuals. . How is a loose Fed monetary policy in the US affecting fundamentals (such as inflation, asset and commodity prices) in other countries? What does that imply about global monetary policy? Since the dollar is the vehicle currency in the global economy almost every country is tied to its value and everyone is affected by the monetary decisions of the FED. By the QE, the supply of dollars is increased and consequently the dollar depreciates against foreign currencies.This means that America’s exports will increase and on the contrary the imports will decrease. So countries trading with the US fear about the capital inflows and the possible inflation on commodities. On the other hand the FED support that there can be no further inflation since the global eco nomy is in recession. Moreover countries experiencing huge capital inflows resulting in inflation can implement fiscal policy, such as imposing taxes, in order to contain the effects of foreign capital inflows which push up local stock prices and the currency itself.Every country should focus on its own monetary policy adjusting it to the problems that may experience. For example the US chose to inject more money in the economy. The results of such a decision are low interest rates, more exports but always with the risk of inflation. On the other hand a country experiencing high inflation might limit the money supply, increasing the interest rates with the risk of experiencing a decline in exports.

What Everybody Is Saying About Samples Movie Review Essay Is Dead Wrong and Why

What Everybody Is Saying About Samples Movie Review Essay Is Dead Wrong and Why Whatever They Told You About Samples Movie Review Essay Is Dead Wrong...And Here's Why On the flip side, if you need to continue to keep your readers out of wasting their time on bad movies, you also must use your power of persuasion. Try to remember the point of an excellent review is to receive people interested in visiting the movie. Watching her blossom throughout the class of the film in this kind of unexpected manner is a real pleasure. Write about subjective camera work in the event the analysis is dealing with an area of the movie shot from the viewpoint of one of the characters. To start with, you are not going to find any top renowned actors and actresses in the cast. To create analytical skills attempt to ask more a question Why'' to what is going on in the movie and discover the answer by yourself. If you are certain that the movie is excellent and worth watching, you must be persuas ive enough as a way to convince your readers your evaluation is accurate. Without basic understanding, it's not possible to determine whether you'd love to observe the movie or not. Where to Find Samples Movie Review Essay There was not any dark political objective. Give a concise illustration of what is going to be discussed in the review and proceed to the thesis. Furthermore, a film review needs to be arranged in a certain way meaning you'll want to use the format indicated in the instructions given by your professor. Moreover, a credible movie review requires citations that have to get organized with respect to the rules of the chosen formatting style. In the movie, each significant group was represented by means of a student. Next step is to see the film. Critically engage the movie so you can effectively create a strong essay. When composing this kind of essay, you'll also have to express your opinion about the watched film. Being assigned a film analysis essay co uld just be the absolute most exciting assignment you've ever had! Writings about films are also quite popular. A standard writing assignment is an important review or analysis of films. It's apparent that the number of data you must keep in mind while preparing a film review essay is huge. You will have to ascertain the sort of essay you're going to be writing and which of the above mentioned analytical elements you will include. Both key kinds are the important essay and the theoretical essay. How to Choose Samples Movie Review Essay The introduction is easily the most appealing means of the way to begin a movie review, and contains the overview of the film and opinion which will be stated. The introduction for a movie review needs to be appealing, so the reader can find the feel of wanting to read more. 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You need to be very attentive to every detail of the film even those that seem to don't have any meaning whatsoever. Regardles s of the simple fact there are many movie enthusiasts around, the majority of the individuals feel struggled when it has to do with creating a superb film review as it involves considering a given film from other angles. What Everybody Dislikes About Samples Movie Review Essay and Why Keep reading to discover how you are able to create your next essay as smooth as butter. Taking notes is additionally a good idea and will help the writing process by making it straightforward to refer to your in-the-moment ideas and reactions. Always be certain you take a look at the review my essay section of any writing service website you're thinking about using. If you would like not only write papers to have a superior score in the close of the program, yet to master the art of movie report writing, you have to be a film-savvy individual. Let's see ways to get started. You have to keep in mind a film review is likewise an academic work that must be written based on the established standar ds. A superb review will explain the method by which the film has enhanced the learning experience, but nevertheless, it should also offer an account of your private response. Read your paper a couple of times. The Downside Risk of Samples Movie Review Essay Unfortunately, developing a high-quality review might seem a tricky job, particularly for beginners. The various kinds of reviewers can provide different varieties of writing, which is something good in a marketplace that is rapidly becoming over-saturated. A very simple program Google Earth helps someone find his native residence, when he doesn't remember his address. To begin with, let's define the intention behind the job.